"The best performing pension could produce more than three times more pension income than the worst performing one. The really bad news is that your pension fund is more likely to be amongst the bad than the good" The Observer
Or perhaps, after all, you decide to “stay and pray”. After all, some say that “what goes up must come down” but have you ever heard anyone suggest that “what comes down will one day go back up”?
No. Independent actuarial research shows that many with profits funds will never be able to offer reasonable rates of return for its investors. Is your with profits fund a decent bet for recovery or a racing certainty for long term oblivion?