"The best performing pension could produce more than three times more pension income than the worst performing one. The really bad news is that your pension fund is more likely to be amongst the bad than the good" The Observer
It is easy for a reasonably-educated and experienced financial adviser to give an off-the-cuff assessment of with profits funds in general or, even, of individual insurance companies in particular.
Often these assessments may be reasonably accurate but The Pensions Office subscribes to leading bespoke research and actuarial assessments of all with profits funds by AKG actuarial and consultants. This actuarial excellence combined with the experience and expertise of The Pensions Office makes is confident to answer an investor’s question:
“How do I really know if my with profits fund (whether or not held within a pension scheme) represents good value?” How?