"The best performing pension could produce more than three times more pension income than the worst performing one. The really bad news is that your pension fund is more likely to be amongst the bad than the good" The Observer
Where a divorcing spouse is granted a pension sharing order against one or more of the other spouse’s pension benefits the first issue to ascertain is whether the pension scheme will grant only an internal transfer (i.e. the non-member spouse becomes a member of the pension scheme with no option to transfer benefits elsewhere) or an external transfer (i.e. the non-member spouse must transfer benefits to an alternative scheme) or, often, has a choice between an external and internal transfer.
This is a very specialist area of pensions advice, not least because the decision – ‘transfer or not?’, if ‘yes’ then where and how invested. Expertise and experience is essential, but where to go to make potential difficulties seem easy?