The Pensions Office strongly suggests that you should consult a specialist divorce lawyer before starting divorce proceedings.
Extra cost? In the short term, yes. But the financial benefit from expert advice will almost invariably pay the solicitor’s fees many times over. The value of pension benefits within divorce proceedings cannot be considered in isolation from other matrimonial and personal assets: the eventual ‘deal’ must take everything into account.
For this reason The Pensions Office will only provide our services (apart from basic information) to divorce lawyers; not directly to a divorcing spouse. So, if you haven’t already done so, please urgently make an appointment with a specialist lawyer.
So, please don’t Ask The Pensions Office until you have first consulted a specialist divorce solicitor!