"The best performing pension could produce more than three times more pension income than the worst performing one. The really bad news is that your pension fund is more likely to be amongst the bad than the good" The Observer
If you are considering a transfer of your existing pension benefits you should use the opportunity to assess your investment strategy within your pension fund.
It is generally believed that higher-than-average investment returns can only be achieved by accepting higher-than-average risk. This does not need to be the case, however, as fundamental principles in portfolio planning can aim to achieve higher returns with reduced risk. How?